{"id":25,"date":"2023-08-24T04:00:00","date_gmt":"2023-08-24T10:00:00","guid":{"rendered":"https:\/\/www.toneyinsurance.com\/blog\/?p=25"},"modified":"2023-09-11T01:34:59","modified_gmt":"2023-09-11T07:34:59","slug":"home-insurance-faqs","status":"publish","type":"post","link":"https:\/\/www.toneyinsurance.com\/blog\/home-insurance-faqs\/","title":{"rendered":"Home Insurance FAQs"},"content":{"rendered":"<p>Most people don&#8217;t even read their home insurance policy. This can lead to some nasty surprises. Having questions about your home insurance is a good thing, and at Toney Insurance Services in Snellville, GA, we have a team of very experienced insurance agents who are eminently qualified to answer your questions.&nbsp;<\/p>\n<h2>Home Insurance FAQs<\/h2>\n<h3>Do I need to have home insurance if I don&#8217;t have a mortgage?<\/h3>\n<p>No, the sad truth is that the state of Georgia doesn&#8217;t require home insurance, but that doesn&#8217;t mean that it is a good idea to be without it. For most people,&nbsp;their home is a major portion of their assets, and if you don&#8217;t have home insurance, you are risking the entire loss of your home from something like a fire or a tornado. Home insurance also includes liability coverage in the event you are sued by someone injured at your home or by a member of the family.&nbsp;<\/p>\n<h3>Will home insurance cover my property if I lose it away from home?<\/h3>\n<p>Yes, it will. If your vehicle is broken into and your possessions are stolen or if you lose your laptop while on vacation, your home insurance will cover the items, but there is a deductible.&nbsp;<\/p>\n<h3>Is my home covered for water damage?<\/h3>\n<p>Your home is covered for some water damage. If the damage is the result of an interior pipe or hose bursting, that will be covered. If a tornado ripens off your roof and you suffer water damage, that will be covered. However, if&nbsp;there is a flood, your home is not covered for damage. For that, you need to have a separate flood insurance policy.&nbsp;<\/p>\n<h3>Consult With Us<\/h3>\n<p>Contact Toney Insurance Services in Snellville, GA when you want to discuss your home insurance needs.&nbsp;<\/p>\n","protected":false},"excerpt":{"rendered":"<p>Most people don&#8217;t even read their home insurance policy. This can lead to some nasty surprises. Having questions about your home insurance is a good thing, and at Toney Insurance Services in Snellville, GA, we have a team of very experienced insurance agents who are eminently qualified to answer your questions.&nbsp; Home Insurance FAQs Do [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"closed","ping_status":"","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[3],"tags":[6,7],"class_list":["post-25","post","type-post","status-publish","format-standard","hentry","category-home-insurance","tag-snellville-ga","tag-toney-insurance-services"],"aioseo_notices":[],"_links":{"self":[{"href":"https:\/\/www.toneyinsurance.com\/blog\/wp-json\/wp\/v2\/posts\/25","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.toneyinsurance.com\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.toneyinsurance.com\/blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.toneyinsurance.com\/blog\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/www.toneyinsurance.com\/blog\/wp-json\/wp\/v2\/comments?post=25"}],"version-history":[{"count":1,"href":"https:\/\/www.toneyinsurance.com\/blog\/wp-json\/wp\/v2\/posts\/25\/revisions"}],"predecessor-version":[{"id":26,"href":"https:\/\/www.toneyinsurance.com\/blog\/wp-json\/wp\/v2\/posts\/25\/revisions\/26"}],"wp:attachment":[{"href":"https:\/\/www.toneyinsurance.com\/blog\/wp-json\/wp\/v2\/media?parent=25"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.toneyinsurance.com\/blog\/wp-json\/wp\/v2\/categories?post=25"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.toneyinsurance.com\/blog\/wp-json\/wp\/v2\/tags?post=25"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}