Auto Insurance in Georgia

Apart from being one of the most popular insurance policies, auto insurance comes with many regulations depending on where you live. Whether you’re planning to buy your first car or want to learn more about auto insurance and how it works, Toney Insurance Services in Snellville, GA has got you covered.

What is Auto Insurance?

Basic auto insurance is a contract between you and your insurer that provides you with financial protection in the event of an accident. Since every state has its own rules regarding auto insurance, you may want to check Georgia car insurance laws to know how to protect yourself and your loved ones better.

Is Car Insurance Mandatory in Georgia?

Like most states, Georgia requires drivers to have a certain amount of auto insurance to drive on public roads. The minimum requirement is bodily and property damage liability. It’s crucial to note that Georgia is a comparative fault state. That means drivers can share faults.

What Does Auto Insurance Cover?

Auto insurance comes with many coverages, most of which are optional but necessary. Your insurance company will likely advise you to buy them for additional protection. Note that the minimum liability coverage required by the state is not enough to cover damages in the event of an accident. Here are the top auto coverages you should know about:

Bodily injury liability:Pays for injuries other motorists or road users sustain after an accident
Medical payments or personal injury protection:Pays your medical bills in case you get injured in an accident
Collision:Pays for repairs in case your vehicle collides with a rock, tree, animal, or another car
Comprehensive:Reimburses you for any theft or damage done to your vehicle other than a collision
Uninsured/underinsured motorist: Compensates you if an uninsured or underinsured motorist hits you
Property damage liability:Pay for damage caused to other people’s property in an accident

Contact Toney Insurance Services in Snellville, GA, today to learn more about your policy.

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"I looked around for financial planners for about a year. I run a small business and I wanted to find a financial planner that would look at my personal books and business books and just recommend a strategy we could implement piece by piece. Jamey was the only person I met with that gave me an action plan upon our second meeting and was ready to get started. Jamey now manages my insurance policies, retirement and some business stuff too and I couldn't be happier!"

- Christopher L.

"I have had Jamey as an advisor for almost two years now and I am so glad I met him. He is the first advisor I have had who looked over all my accounts thouroghly and delivered a comprehensive plan based on a my philosophies. I have seen much better performance on my investments and I am in a much more solid place financially with Jamey's help. On several occasions he has checked in and helped me make a few fantastic moves I would not have thought to make otherwise. He has also advised on several matters that took at least three or four hours of his time where he had no commission incentive. I can't reccomend Jamey enough; he is an advisor who knows his stuff and will look out for you"

- Atl A.

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