Boating is a delightful sport, but it comes with inherent risks. While boat insurance can’t prevent accidents, it is a vital safeguard if unexpected incidents occur while enjoying the lakes or rivers around Snellville, GA. When seeking boat insurance, it is essential to ensure it covers the following on-water events.
On-Water Towing
One crucial feature to look for in your boat insurance policy is on-water towing. Similar to roadside assistance for your vehicle, on-water towing provides help if your boat breaks down or cannot function. Depending on the policy, it could cover scenarios like damage, mechanical failure, and even running out of fuel.
Having this protection ensures you can get towed to safety without incurring significant out-of-pocket expenses. Our team at Toney Insurance Services can assist you in reviewing policies and their coverages.
Submerged Boat Recovery
If your boat sinks or becomes submerged, the costs associated with raising, removing, or salvaging it can be astronomical. Often, it becomes imperative to salvage it regardless of whether you decide to reuse it, as leaving it submerged can damage the surrounding ecosystem.
Many boat insurance policies offer submerged boat recovery as a standard or optional protection. This could help you circumvent these exorbitant recovery costs should your boat sink.
Fuel Spill Liability
In the unfortunate event of an accident or sinking, your boat could leak fuel and oil into the water. This leakage may lead to environmental damage, cleanup costs, and potential legal action. Fuel spill liability coverage can protect you from such potential fines and consequences.
Investing in Comprehensive Boat Insurance
At Toney Insurance Services, we understand the significance of having varied coverages in your boat insurance policy. If you’re located in GA, allow us to assist you in securing comprehensive boat insurance equipped with these important protections.
