There are several insurance policies that you need, including home insurance and auto insurance. These policies are crucial for maintaining your protection. Both of these policies include some liability coverage. However, is it sufficient? In many instances, it isn’t enough to cover higher expenses following an accident. One way to supplement your liability coverage is to get umbrella insurance. To initiate a policy, contact us at Toney Insurance Services in Snellville, GA.
Additional Liability Coverage
Umbrella insurance provides additional liability insurance to your home and auto policies. These policies often don’t offer enough coverage for a serious accident. If such an accident occurs, your home or auto insurance may not provide enough liability coverage to pay all the bills resulting from the accident. Umbrella insurance adds more coverage to both of these other policies, significantly enhancing your protection.
How It Functions
When a serious accident occurs, your home or auto insurance will assess the damages and pay for the bills. However, with a smaller payout possible, this coverage might not cover all the bills, leaving you with overages to pay. If you have umbrella insurance, this policy will cover those overages. This can save you a significant amount on accident bills that you would have been responsible for.
Get Umbrella Insurance in Snellville
If you want the higher level of protection that comes with umbrella insurance, we can assist you. To learn more about this essential type of liability insurance, contact us today at Toney Insurance Services in Snellville, GA.
