Helping your teen obtain a learner’s permit is an exciting milestone on the path to independence. However, parents in Snellville, GA, should be aware that while the state does not require teens with a learner’s permit to be added to an insurance policy, many insurers do. Teens may need their own insurance or be added to a parent’s policy before driving the parent’s vehicle.
How to Add a Teen to Your Auto Insurance Policy
Before your teen gets a learner’s permit, it’s a good idea to talk with your insurance company. Ask about discounts available for teen drivers who meet certain criteria. Many insurers offer discounts for teens who maintain good grades or complete programs such as Driver’s Ed, a Safe Driver Course, or a Defensive Driving course. Additionally, if your teen won’t be driving often, you may qualify for a discounted low-mileage rate.
Once your teen has obtained a learner’s license, provide the insurance agency with all the necessary information about your teen. The insurer may issue a new insurance card that includes your teen on the policy. Be sure to discard the old card and keep the new one in a safe place in the car. Your teen should know where the card is, even though they will always be driving with a parent or another adult.
Call Toney Insurance Services for More Information
Toney Insurance Services specializes in helping Snellville, GA, residents review insurance coverage options to find the best deals. We’re here to help your teen driver get insured so they can drive with confidence. Contact us today to learn more about our policy options or to review quotes.
